12 month credit up to $ 2,000 in Good lender
Good lender (belonging to Wenance), is a Fintech company of Argentine origin, which is already working in Spain as a tactic of its expansion plan in Europe.
At this stage Good lender offers personal loans online for amounts from $ 50 to $ 2,000 to be repaid in terms of 1 to 12 months.
Good lender: Fast and flexible personal credits in 10 minutes
Good lender is a financial platform that offers simple and fast solutions to obtain urgent financing through the Internet. Good lender offers quick and easy personal credits with which you can get up to $ 500 in 10 minutes for what you want, since you will not have to explain. Good lender personal credits are returned in convenient monthly installments of up to 6 months, which you choose when applying.
To request fast credits at Good lender you do not need to meet many requirements, since they are requested without a guarantee and you can request them without payroll or pension, although you will need to justify monthly income for at least 3 months. We inform you better about how you can request personal credits on this platform, its characteristics, requirements, as well as the advantages of obtaining quick money at Good lender.
Online credit application process at Good lender
Applying for flexible credits in Good lender is very simple, since you simply have to fill out an application form through its website and there is no need to carry out paperwork. You can make the request through any device, such as a computer, a smartphone or a tablet.
We show you the process of requesting quick credits in Good lender:
1. Fill out the online application form
Access Good lender’s online application form on their website. With it you can request your personal credit quickly and easily. Indicate your name, what you will do with the money, the amount you want between $ 100 and $ 500 and the number of monthly installments between 1 and 6 months.
Then fill in the form with your personal and bank details, so that Good lender can carry out an immediate and automatic risk study. At the end of your personal and bank details, they will show you the amount of money they can offer you, as well as the cost of the monthly installments and the interest rate applied.
2. Electronic signature of the credit
Good lender uses the Click & Sign system to electronically sign documents. This system will send you an immediate response to the request via email, where you will have the documents to sign electronically. You just have to click on the link attached to the email and the document with the credit conditions will open, which you can review and download. You will also receive an SMS with a validation code to sign the document. At that time, pressing the “Sign” button and entering this code will digitally sign the document.
3. Receive the money
Once the document is electronically signed, Good lender will send the money to your bank account immediately.
Good lender Loan Terms
If you request a personal credit with Good lender, you will be able to finance your projects in amounts from $ 50 to $ 2,000 to be repaid in monthly installments of 1 to 12 months, with an APR of 3,564.42 %% and a TIN of 420%.
Unlike other credit institutions, Good lender allows you to get a new credit as long as you are up to date with your payments and up to 50% of your debt is paid.
How to get a credit with Good lender
To start the process of applying for your loan with Good lender you have to choose the amount of money you need, the number of installments for the return, in addition to choosing the day of the month that you prefer so that they spend the charge to return in your bank.
After indicating the amount you are requesting and its return conditions, Good lender will allow you to complete its application form in which you will have to provide the data required for the study of your case.
After sending your application, Good lender will study your particular situation and will carry out the verification of the information you provide, for which it will need you to accredit yourself with your online banking user.
As soon as they analyze the viability of your loan, Good lender will contact you to offer you the financial option that suits you best. As soon as you agree on the financing conditions of the credit granted, Good lender will proceed to make the transfer to your bank account so that you can have your money in the shortest amount of time.
Throughout the application process with Good lender you can check the status of your personal credit at any time if you access your personal area of the company through the “My Good lender Account” option.
Payments, return and early cancellation of the loan
Good lender will direct the charge of your repayment fees to the same bank account that you provide to receive the requested loan income.
The first installment charge will be passed between the first and fifth business day of the month following receipt of the loan, with the exception of loans that are granted after the 23rd of each month, in which case the first installment would be spent after one month since your request.
If you have difficulties in paying your fee, and you need more time to make your payment to Good lender, you must report your situation to the company before the date the charge should be carried out. Good lender will try to reach an agreement with you and set a new payment date to collect the outstanding fee.
In any case, keep in mind that late fees may be increased by the sum of the interest that may be generated, in addition to other commissions as a penalty or surcharge.
It is important to keep in mind that if you delay in paying your installments this will have a negative impact on your financial situation. Good lender and any financial institution will claim their payments, reaching the point of initiating the appropriate legal procedures in case they find it necessary to claim the return of the credit before the courts.
If you consider that you are in a position to make the payment of your credit in advance, with Good lender you will not have problems to be able to return the credit early.
You just have to contact Good lender and communicate your decision to its financial advisors, who will inform you about the conditions of initiating an early return.
Advantages offered by Good lender compared to other credit financial institutions
The main advantages that Good lender offers are the speed and simplicity of the application, being a very simple financial product. We show you the advantages we have found of Good lender:
Quantity and term
Good lender offers quick loans between $ 100 and $ 500, this being a higher amount than most online microcredit financial institutions offer. The return is made in comfortable monthly installments between 1 and 6 months, where you choose the amount of installments and the day you want to pay them.
The application is very fast and simple, simply by filling out a form on their website and without doing paperwork or sending any documentation, so you can get the money in 10 minutes. The contract is signed electronically using the Click & Sign system.
Clients can manage their credits from the Good lender platform, accessing their account on their website. There it is possible to make inquiries and follow up on the status of personal credit.
Good lender offers transparency in its credits, having no commissions or hidden costs. In addition, it indicates at all times the price you have to pay for your credit, both the interest rate and the cost of monthly installments.
Good lender offers a personalized offer to each client that makes a request, indicating the maximum amount that can be offered. This is a great advantage in the event that it cannot offer you the amount you have requested, since instead of denying you the credit it will offer you an alternative that may interest you.
Finally, Good lender has a customer service with which you can get in touch for whatever you want. It has several customer service channels, such as email, a free phone or social networks. The hours to get help and information are Monday through Friday from 9:00 a.m. to 6:00 p.m.
Conclusion on Good lender
Good lender is an expanding financial platform with which you can obtain a first loan from 50 to 2,000 USD that you can repay in installments.
Therefore, if the repayment period is a decisive factor for you to decide when selecting which quick credit is best for you, with Good lender you have the opportunity to make the payment of your return by contracting monthly installments from 1 to 12 months.
Among other particularities, Good lender guarantees you the possibility of carrying out the necessary procedures to obtain the loan in a safe and completely reliable way.
For this, it has the Lleida.net security tools that generate the electronic signature process, and Instantor, which is responsible for managing the identification, access and account status of a user in their online banking. Both security tools provide Good lender with agility and automatic response capacity to request your credit on the spot.
This financial platform is considered innovative and they say they can offer you “a world of possibilities”, to those who motivate them to apply for their loans to make their dreams come true.