How to prevent credit card fraud!
In autumn 2011, a whole clan of credit card fraudsters was arrested in New York. Almost 100 criminals have collected credit card information and made credit card clones. With these publications they not only allowed themselves a luxurious lifestyle in expensive hotels and luxury cars, they also bought goods that they converted into money by reselling them.
This type of credit card abuse is steadily increasing. Therefore, if you have a credit card, you should know how to counter credit card fraud or what to do in case of a credit card fraud.
However, if you follow the instructions below and handle your credit card responsibly, you can significantly reduce the likelihood of you becoming a victim of credit card misuse.
- Always check your sales! If there are any inconsistencies, inform your bank immediately.
- Do not throw away your invoice receipts as this will show your credit card number.
- Do not enter the credit card number to check the age (e.g. on adult websites). This is a trap to get your card details.
- When shopping online, make sure that your card details are encrypted. You can recognize this by the fact that the website starts with https: //.
- Do not write your PIN on the credit card or keep it in your wallet / near the credit card.
- Do not give your credit card to third parties unsupervised. Even when paying in restaurants or shops, there are fraudsters who save your data (including PIN) or give you copies.
- Make sure that you get the right card and no duplicate when you pay.
- Don’t fall for emails asking you to provide your credit card details.
- Do not enter your data on the Internet (e.g. in e-mails) because hackers access servers and spy on data.
If you follow this advice, the risk of falling victim to credit card fraud should have decreased significantly. Should you nevertheless discover a credit card misuse (there are also types of credit card fraud, which unfortunately you cannot prevent), then do not hesitate, act immediately. Here’s how to best deal with a credit card fraud: Credit card fraud – what to do?